Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,118$303,118$629,100
Remaining term (yrs)24.124.130.0
Secondary amount$0$325,982$0
Funding fee$1,516$1,516$0
Note rate2.800%2.800%7.400%
Blended rate2.800%5.365%7.640%
1st payment$1,436.17$1,436.17$4,355.76
2nd payment$0.00$2,105.30$0.00
Taxes / mo$377.83$377.83$377.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,980.67$4,085.97$5,026.08
Cash to close$395,882$69,900$69,900