Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$131,109	$131,109	$369,000
Remaining term (yrs)	13.2	13.2	30.0
Secondary amount	$0	$237,891	$0
Funding fee	$656	$656	$0
Note rate	4.800%	4.800%	7.400%
Blended rate	4.800%	6.702%	7.640%
1st payment	$1,111.01	$1,111.01	$2,554.88
2nd payment	$0.00	$1,536.38	$0.00
Taxes / mo	$132.33	$132.33	$132.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,393.34	$2,929.73	$2,911.01
Cash to close	$278,891	$41,000	$41,000