Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$165,207$165,207$247,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$82,293$0
Funding fee$0$0$0
Note rate3.580%3.580%7.400%
Blended rate4.430%5.950%7.640%
1st payment$877.25$877.25$1,713.64
2nd payment$0.00$617.19$0.00
Taxes / mo$215.00$215.00$215.00
Insurance / mo$150.00$150.00$150.00
MI / mo$137.01$137.01$49.50
HOA / mo$308.00$308.00$308.00
Total monthly$1,687.27$2,304.46$2,436.14
Cash to close$109,793$27,500$27,500