Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,191,642$1,191,642$1,169,910
Remaining term (yrs)25.625.630.0
Secondary amount$0$43,263$0
Funding fee$5,958$5,958$0
Note rate5.000%5.000%7.400%
Blended rate5.000%5.241%7.640%
1st payment$6,864.61$6,864.61$8,100.22
2nd payment$0.00$428.12$0.00
Taxes / mo$572.33$572.33$572.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$233.98
HOA / mo$155.00$155.00$155.00
Total monthly$7,808.61$8,236.73$9,278.20
Cash to close$108,258$64,995$129,990