Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,724$292,724$400,950
Remaining term (yrs)25.225.230.0
Secondary amount$0$108,226$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%5.043%7.640%
1st payment$1,391.18$1,391.18$2,776.10
2nd payment$0.00$721.51$0.00
Taxes / mo$239.17$239.17$239.17
Insurance / mo$150.00$150.00$150.00
MI / mo$230.77$230.77$80.19
HOA / mo$0.00$0.00$0.00
Total monthly$2,011.11$2,732.62$3,245.45
Cash to close$152,776$44,550$44,550