Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$463,423	$463,423	$697,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$234,077	$0
Funding fee	$2,317	$2,317	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	4.408%	7.640%
1st payment	$2,171.53	$2,171.53	$4,829.35
2nd payment	$0.00	$1,511.74	$0.00
Taxes / mo	$645.83	$645.83	$645.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.50
HOA / mo	$36.00	$36.00	$36.00
Total monthly	$3,070.03	$4,581.78	$5,867.35
Cash to close	$311,577	$77,500	$77,500