Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$370,046	$370,046	$413,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$43,864	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.013%	7.640%
1st payment	$1,864.24	$1,864.24	$2,865.83
2nd payment	$0.00	$328.98	$0.00
Taxes / mo	$192.08	$192.08	$192.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$287.24	$287.24	$82.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,510.23	$2,839.22	$3,307.36
Cash to close	$89,854	$45,990	$45,990