Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,323$283,323$296,010
Remaining term (yrs)26.326.330.0
Secondary amount$0$29,132$0
Funding fee$1,417$1,417$0
Note rate6.310%6.310%7.400%
Blended rate6.310%6.829%7.640%
1st payment$1,838.49$1,838.49$2,049.51
2nd payment$0.00$288.29$0.00
Taxes / mo$386.17$386.17$386.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.20
HOA / mo$80.00$80.00$80.00
Total monthly$2,454.66$2,742.95$2,724.88
Cash to close$45,577$16,445$32,890