Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$418,433	$418,433	$990,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$571,567	$0
Funding fee	$2,092	$2,092	$0
Note rate	3.260%	3.260%	7.400%
Blended rate	3.260%	5.852%	7.640%
1st payment	$2,111.07	$2,111.07	$6,854.56
2nd payment	$0.00	$3,691.37	$0.00
Taxes / mo	$1,287.67	$1,287.67	$1,287.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$198.00
HOA / mo	$83.33	$83.33	$83.33
Total monthly	$3,698.74	$7,390.11	$8,640.22
Cash to close	$681,567	$110,000	$110,000