Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$302,056$302,056$422,550
Remaining term (yrs)24.824.830.0
Secondary amount$0$120,494$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.962%7.640%
1st payment$1,419.95$1,419.95$2,925.65
2nd payment$0.00$803.29$0.00
Taxes / mo$617.25$617.25$617.25
Insurance / mo$166.67$166.67$166.67
MI / mo$241.65$241.65$84.51
HOA / mo$21.08$21.08$21.08
Total monthly$2,466.59$3,269.89$3,815.16
Cash to close$167,444$46,950$46,950