Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$133,096$133,096$215,910
Remaining term (yrs)23.523.530.0
Secondary amount$0$82,814$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%6.103%7.640%
1st payment$687.93$687.93$1,494.92
2nd payment$0.00$621.10$0.00
Taxes / mo$218.17$218.17$218.17
Insurance / mo$150.00$150.00$150.00
MI / mo$109.19$109.19$43.18
HOA / mo$285.00$285.00$285.00
Total monthly$1,450.29$2,071.40$2,191.27
Cash to close$106,804$23,990$23,990