Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$413,580	$413,580	$575,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$162,330	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.005%	7.640%
1st payment	$1,939.61	$1,939.61	$3,987.48
2nd payment	$0.00	$1,082.20	$0.00
Taxes / mo	$710.58	$710.58	$710.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$326.71	$326.71	$115.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,143.57	$4,225.76	$4,979.92
Cash to close	$226,320	$63,990	$63,990