Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$154,873	$154,873	$413,100
Remaining term (yrs)	19.2	19.2	30.0
Secondary amount	$0	$258,227	$0
Funding fee	$774	$774	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	3.970%	6.333%	7.640%
1st payment	$957.25	$957.25	$2,860.22
2nd payment	$0.00	$1,667.71	$0.00
Taxes / mo	$269.58	$269.58	$269.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,393.50	$3,061.21	$3,379.09
Cash to close	$304,127	$45,900	$45,900