Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$501,956$501,956$548,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$46,144$0
Funding fee$2,510$2,510$0
Note rate6.900%6.900%7.400%
Blended rate6.900%7.077%7.640%
1st payment$3,419.87$3,419.87$3,794.93
2nd payment$0.00$346.08$0.00
Taxes / mo$914.00$914.00$914.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.62
HOA / mo$180.33$180.33$180.33
Total monthly$4,680.87$5,026.95$5,165.55
Cash to close$107,044$60,900$60,900