Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$64,264	$64,264	$202,499
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$138,235	$0
Funding fee	$321	$321	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	3.650%	6.620%	7.640%
1st payment	$384.27	$384.27	$1,402.06
2nd payment	$0.00	$921.57	$0.00
Taxes / mo	$251.33	$251.33	$251.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$464.00	$464.00	$464.00
Total monthly	$1,249.60	$2,171.17	$2,307.90
Cash to close	$160,735	$22,500	$22,500