Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$164,548$164,548$382,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$217,952$0
Funding fee$0$0$0
Note rate3.910%3.910%7.400%
Blended rate4.760%6.464%7.640%
1st payment$1,017.79$1,017.79$2,648.35
2nd payment$0.00$1,407.61$0.00
Taxes / mo$169.33$169.33$169.33
Insurance / mo$150.00$150.00$150.00
MI / mo$152.66$152.66$76.50
HOA / mo$39.00$39.00$39.00
Total monthly$1,528.78$2,936.39$3,083.19
Cash to close$260,452$42,500$42,500