Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$185,663$185,663$355,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$169,837$0
Funding fee$928$928$0
Note rate2.700%2.700%7.400%
Blended rate2.700%5.232%7.640%
1st payment$863.92$863.92$2,461.41
2nd payment$0.00$1,132.25$0.00
Taxes / mo$329.17$329.17$329.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$56.67$56.67$56.67
Total monthly$1,399.76$2,532.01$3,068.35
Cash to close$209,337$39,500$39,500