Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,602	$280,602	$314,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$34,308	$0
Funding fee	$1,403	$1,403	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	3.770%	7.640%
1st payment	$1,361.74	$1,361.74	$2,180.37
2nd payment	$0.00	$257.31	$0.00
Taxes / mo	$671.33	$671.33	$671.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$2,216.07	$2,473.38	$3,097.69
Cash to close	$69,298	$34,990	$34,990