Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$61,793$61,793$124,200
Remaining term (yrs)9.19.130.0
Secondary amount$0$62,407$0
Funding fee$309$309$0
Note rate6.100%6.100%7.400%
Blended rate6.100%7.557%7.640%
1st payment$729.82$729.82$859.94
2nd payment$0.00$468.05$0.00
Taxes / mo$115.00$115.00$115.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$24.84
HOA / mo$0.00$0.00$0.00
Total monthly$994.82$1,462.87$1,149.78
Cash to close$76,207$13,800$13,800