Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$275,340	$275,340	$495,000
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$219,660	$0
Funding fee	$1,377	$1,377	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	5.086%	7.640%
1st payment	$1,302.91	$1,302.91	$3,427.28
2nd payment	$0.00	$1,418.64	$0.00
Taxes / mo	$121.75	$121.75	$121.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,591.32	$3,009.96	$3,814.70
Cash to close	$274,660	$55,000	$55,000