Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$340,538$340,538$404,999
Remaining term (yrs)29.029.030.0
Secondary amount$0$64,461$0
Funding fee$1,703$1,703$0
Note rate6.580%6.580%7.400%
Blended rate6.580%6.965%7.640%
1st payment$2,192.44$2,192.44$2,804.13
2nd payment$0.00$483.46$0.00
Taxes / mo$315.92$315.92$315.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$21.00$21.00$21.00
Total monthly$2,679.36$3,162.82$3,372.05
Cash to close$109,461$45,000$45,000