Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$406,840$406,840$418,500
Remaining term (yrs)28.428.430.0
Secondary amount$0$34,910$0
Funding fee$2,034$2,034$0
Note rate7.040%7.040%7.400%
Blended rate7.040%7.422%7.640%
1st payment$2,760.14$2,760.14$2,897.61
2nd payment$0.00$345.46$0.00
Taxes / mo$204.92$204.92$204.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$3,131.72$3,477.18$3,352.89
Cash to close$58,160$23,250$46,500