Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$368,797$368,797$414,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$45,203$0
Funding fee$0$0$0
Note rate5.300%5.300%7.400%
Blended rate6.150%6.461%7.640%
1st payment$2,186.63$2,186.63$2,866.45
2nd payment$0.00$339.02$0.00
Taxes / mo$159.83$159.83$159.83
Insurance / mo$166.67$166.67$166.67
MI / mo$278.92$278.92$82.80
HOA / mo$92.00$92.00$92.00
Total monthly$2,884.06$3,223.08$3,367.75
Cash to close$91,203$46,000$46,000