Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$325,976	$325,976	$374,400
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$48,424	$0
Funding fee	$0	$0	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	7.400%	7.607%	7.640%
1st payment	$2,164.52	$2,164.52	$2,592.27
2nd payment	$0.00	$363.18	$0.00
Taxes / mo	$256.75	$256.75	$256.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$151.40	$151.40	$74.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,722.68	$3,085.85	$3,073.90
Cash to close	$90,024	$41,600	$41,600