Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$393,394	$393,394	$620,999
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$227,605	$0
Funding fee	$1,967	$1,967	$0
Note rate	2.840%	2.840%	7.400%
Blended rate	2.840%	4.640%	7.640%
1st payment	$1,867.48	$1,867.48	$4,299.67
2nd payment	$0.00	$1,469.95	$0.00
Taxes / mo	$575.00	$575.00	$575.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$124.20
HOA / mo	$139.00	$139.00	$139.00
Total monthly	$2,748.15	$4,218.10	$5,304.54
Cash to close	$296,605	$69,000	$69,000