Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$44,456	$44,456	$157,500
Remaining term (yrs)	10.8	10.8	30.0
Secondary amount	$0	$113,044	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.520%	7.865%	7.640%
1st payment	$478.68	$478.68	$1,090.50
2nd payment	$0.00	$753.62	$0.00
Taxes / mo	$180.17	$180.17	$180.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$52.71	$52.71	$31.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$861.55	$1,615.18	$1,452.16
Cash to close	$130,544	$17,500	$17,500