Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$204,365	$204,365	$350,910
Remaining term (yrs)	23.1	23.1	30.0
Secondary amount	$0	$146,545	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	6.008%	7.640%
1st payment	$1,096.52	$1,096.52	$2,429.63
2nd payment	$0.00	$976.96	$0.00
Taxes / mo	$170.92	$170.92	$170.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$168.12	$168.12	$70.18
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$1,640.56	$2,617.53	$2,875.73
Cash to close	$185,535	$38,990	$38,990