Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$82,353	$82,353	$287,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$205,557	$0
Funding fee	$0	$0	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	5.000%	6.963%	7.640%
1st payment	$496.39	$496.39	$1,993.43
2nd payment	$0.00	$1,327.55	$0.00
Taxes / mo	$116.83	$116.83	$116.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.33	$72.33	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$835.55	$2,163.11	$2,317.85
Cash to close	$237,547	$31,990	$31,990