Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$130,085	$130,085	$234,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$103,915	$0
Funding fee	$650	$650	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	5.793%	7.640%
1st payment	$775.79	$775.79	$1,620.17
2nd payment	$0.00	$692.77	$0.00
Taxes / mo	$225.50	$225.50	$225.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,151.29	$1,844.05	$2,042.47
Cash to close	$129,915	$26,000	$26,000