Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$145,639	$145,639	$341,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$195,461	$0
Funding fee	$728	$728	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	5.865%	7.640%
1st payment	$696.91	$696.91	$2,361.71
2nd payment	$0.00	$1,303.07	$0.00
Taxes / mo	$44.00	$44.00	$44.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.22
HOA / mo	$138.33	$138.33	$138.33
Total monthly	$1,029.24	$2,332.31	$2,762.26
Cash to close	$233,361	$37,900	$37,900