Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$125,997	$125,997	$319,500
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$193,503	$0
Funding fee	$630	$630	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	6.501%	7.640%
1st payment	$764.78	$764.78	$2,212.15
2nd payment	$0.00	$1,290.02	$0.00
Taxes / mo	$295.83	$295.83	$295.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,210.61	$2,500.63	$2,721.89
Cash to close	$229,003	$35,500	$35,500