Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$311,869$311,869$341,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$29,231$0
Funding fee$0$0$0
Note rate6.350%6.350%7.400%
Blended rate6.900%7.080%7.640%
1st payment$1,985.64$1,985.64$2,361.71
2nd payment$0.00$219.23$0.00
Taxes / mo$167.42$167.42$167.42
Insurance / mo$150.00$150.00$150.00
MI / mo$146.26$146.26$68.22
HOA / mo$112.00$112.00$112.00
Total monthly$2,561.31$2,780.54$2,859.34
Cash to close$67,131$37,900$37,900