Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$358,222$358,222$377,100
Remaining term (yrs)28.628.630.0
Secondary amount$0$39,828$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.812%7.640%
1st payment$2,369.19$2,369.19$2,610.96
2nd payment$0.00$394.14$0.00
Taxes / mo$333.25$333.25$333.25
Insurance / mo$150.00$150.00$150.00
MI / mo$166.40$166.40$75.42
HOA / mo$365.00$365.00$365.00
Total monthly$3,383.84$3,777.98$3,534.63
Cash to close$60,778$20,950$41,900