Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$122,994	$122,994	$166,500
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$43,506	$0
Funding fee	$0	$0	$0
Note rate	5.130%	5.130%	7.400%
Blended rate	5.980%	6.769%	7.640%
1st payment	$713.53	$713.53	$1,152.81
2nd payment	$0.00	$326.29	$0.00
Taxes / mo	$100.50	$100.50	$100.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$92.77	$92.77	$33.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,056.80	$1,383.10	$1,436.61
Cash to close	$62,006	$18,500	$18,500