Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$146,794	$146,794	$175,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$28,706	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	4.467%	7.640%
1st payment	$683.67	$683.67	$1,215.13
2nd payment	$0.00	$215.30	$0.00
Taxes / mo	$93.17	$93.17	$93.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.93	$118.93	$35.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,045.76	$1,261.06	$1,493.39
Cash to close	$48,206	$19,500	$19,500