Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$387,104	$387,104	$427,500
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$40,396	$0
Funding fee	$1,936	$1,936	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	4.980%	5.360%	7.640%
1st payment	$2,225.42	$2,225.42	$2,959.92
2nd payment	$0.00	$302.97	$0.00
Taxes / mo	$173.00	$173.00	$173.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$2,650.08	$2,953.06	$3,470.09
Cash to close	$87,896	$47,500	$47,500