Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,084	$130,084	$413,550
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$283,466	$0
Funding fee	$0	$0	$0
Note rate	3.860%	3.860%	7.400%
Blended rate	4.710%	6.794%	7.640%
1st payment	$815.75	$815.75	$2,863.34
2nd payment	$0.00	$1,830.72	$0.00
Taxes / mo	$179.83	$179.83	$179.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$123.10	$123.10	$82.71
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,285.36	$3,116.08	$3,292.55
Cash to close	$329,416	$45,950	$45,950