Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$178,886$178,886$322,999
Remaining term (yrs)24.524.530.0
Secondary amount$0$144,113$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.850%5.702%7.640%
1st payment$857.96$857.96$2,236.38
2nd payment$0.00$960.75$0.00
Taxes / mo$428.17$428.17$428.17
Insurance / mo$150.00$150.00$150.00
MI / mo$144.15$144.15$64.60
HOA / mo$41.00$41.00$41.00
Total monthly$1,621.28$2,582.03$2,920.15
Cash to close$180,002$35,889$35,889