Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,595	$142,595	$382,410
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$239,815	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	6.624%	7.640%
1st payment	$826.09	$826.09	$2,647.73
2nd payment	$0.00	$1,548.80	$0.00
Taxes / mo	$49.17	$49.17	$49.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.36	$124.36	$76.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,149.62	$2,698.42	$2,923.38
Cash to close	$282,305	$42,490	$42,490