Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$13,456	$13,456	$211,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$198,044	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	7.999%	7.640%
1st payment	$99.74	$99.74	$1,464.38
2nd payment	$0.00	$1,320.29	$0.00
Taxes / mo	$370.83	$370.83	$370.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.38	$6.38	$42.30
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$651.95	$1,972.24	$2,052.52
Cash to close	$221,544	$23,500	$23,500