Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$120,210	$120,210	$274,500
Remaining term (yrs)	16.3	16.3	30.0
Secondary amount	$0	$154,290	$0
Funding fee	$601	$601	$0
Note rate	3.350%	3.350%	7.400%
Blended rate	3.350%	5.964%	7.640%
1st payment	$794.13	$794.13	$1,900.58
2nd payment	$0.00	$1,028.60	$0.00
Taxes / mo	$254.17	$254.17	$254.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,198.30	$2,226.90	$2,359.65
Cash to close	$184,790	$30,500	$30,500