Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$272,243	$263,610
Remaining term (yrs)	26.1	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.920%	7.400%
Blended rate	7.770%	7.640%
1st payment	$1,876.67	$1,825.18
2nd payment	$0.00	$0.00
Taxes / mo	$319.33	$319.33
Insurance / mo	$150.00	$150.00
MI / mo	$201.43	$52.72
HOA / mo	$295.00	$295.00
Total monthly	$2,842.43	$2,642.24
Cash to close	$20,657	$29,290