Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$30,569	$30,569	$224,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$193,531	$0
Funding fee	$0	$0	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.960%	7.449%	7.640%
1st payment	$144.81	$144.81	$1,551.62
2nd payment	$0.00	$1,290.21	$0.00
Taxes / mo	$224.42	$224.42	$224.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$23.99	$23.99	$44.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$543.22	$1,833.43	$1,970.86
Cash to close	$218,431	$24,900	$24,900