Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$67,921	$67,921	$409,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$341,579	$0
Funding fee	$340	$340	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	3.820%	7.098%	7.640%
1st payment	$415.72	$415.72	$2,835.30
2nd payment	$0.00	$2,206.03	$0.00
Taxes / mo	$331.08	$331.08	$331.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$138.33	$138.33	$138.33
Total monthly	$1,051.80	$3,257.83	$3,553.28
Cash to close	$387,079	$45,500	$45,500