Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$279,278$279,278$585,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$305,722$0
Funding fee$0$0$0
Note rate3.050%3.050%7.400%
Blended rate3.900%5.912%7.640%
1st payment$1,362.32$1,362.32$4,050.42
2nd payment$0.00$1,974.45$0.00
Taxes / mo$377.17$377.17$377.17
Insurance / mo$166.67$166.67$166.67
MI / mo$222.72$222.72$117.00
HOA / mo$16.67$16.67$16.67
Total monthly$2,145.54$4,120.00$4,727.93
Cash to close$370,722$65,000$65,000