Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$22,745$22,745$185,849
Remaining term (yrs)5.55.530.0
Secondary amount$0$163,104$0
Funding fee$0$0$0
Note rate6.800%6.800%7.400%
Blended rate7.650%7.957%7.640%
1st payment$408.93$408.93$1,286.78
2nd payment$0.00$1,087.36$0.00
Taxes / mo$231.50$231.50$231.50
Insurance / mo$150.00$150.00$150.00
MI / mo$44.43$44.43$37.17
HOA / mo$257.00$257.00$257.00
Total monthly$1,091.86$2,179.23$1,962.45
Cash to close$183,754$20,650$20,650