Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$67,435	$67,435	$449,999
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$382,564	$0
Funding fee	$0	$0	$0
Note rate	3.790%	3.790%	7.400%
Blended rate	4.640%	7.284%	7.640%
1st payment	$419.17	$419.17	$3,115.70
2nd payment	$0.00	$2,470.72	$0.00
Taxes / mo	$131.83	$131.83	$131.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$63.80	$63.80	$90.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$781.46	$3,252.19	$3,504.20
Cash to close	$432,564	$50,000	$50,000