Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$252,843$252,843$486,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$233,157$0
Funding fee$1,264$1,264$0
Note rate2.930%2.930%7.400%
Blended rate2.930%5.242%7.640%
1st payment$1,220.60$1,220.60$3,364.97
2nd payment$0.00$1,505.81$0.00
Taxes / mo$154.58$154.58$154.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$80.00$80.00$80.00
Total monthly$1,621.85$3,127.65$3,863.42
Cash to close$287,157$54,000$54,000