Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$230,303	$239,400
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,152	$0
Note rate	7.080%	7.400%
Blended rate	7.080%	7.640%
1st payment	$1,609.63	$1,657.56
2nd payment	$0.00	$0.00
Taxes / mo	$307.75	$307.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$47.88
HOA / mo	$0.00	$0.00
Total monthly	$2,067.38	$2,163.19
Cash to close	$35,697	$26,600