Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$59,476	$59,476	$319,499
Remaining term (yrs)	13.8	13.8	30.0
Secondary amount	$0	$260,023	$0
Funding fee	$0	$0	$0
Note rate	4.690%	4.690%	7.400%
Blended rate	5.540%	7.339%	7.640%
1st payment	$485.59	$485.59	$2,212.15
2nd payment	$0.00	$1,679.32	$0.00
Taxes / mo	$371.67	$371.67	$371.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$66.40	$66.40	$63.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,073.66	$2,752.97	$2,797.71
Cash to close	$295,523	$35,500	$35,500